Car accident lawyer augusta - Many car accident victims quickly realize that the insurance claims process is more complex than they ever imagined. A claimant must correspond with insurance adjusters, obtain quotes for property damage, document medical expenses and lost wages, and negotiate with the insurer for fair compensation. These tasks can be even more overwhelming if you’re recovering from an injury - especially when the insurance company undervalues or denies your claim.
WHAT TYPES OF DAMAGES ARE AVAILABLE TO CAR ACCIDENT VICTIMS?
Georgia personal injury laws allow crash victims to recover compensation for their economic and non-economic losses.
Your economic damages award may include money for:
- Past and future medical expenses
- Lost wages
- Lost future earning potential
- Property damage
- Any other out-of-pocket expenses you’ve incurred because of the accident
Although they are often referred to as car accidents, traffic collisions are not accidental. They are preventable incidents that often trace back to negligence. A driver is negligent when his or her carelessness causes injury or harm. Every year, negligent drivers cause thousands of car accidents in Georgia. Many types of driver negligence contribute to motor vehicle collisions:
- Failing to pay attention to the road
- Distracted driving
- Texting and driving
- Driving under the influence of drugs or alcohol
- Speeding too fast for conditions
- Failing to yield the right of way
- Making an unsafe lane change
- Following too closely
- Ignoring traffic laws
- Running red lights
Sometimes, a motor vehicle collision stems not from the preventable negligence of a driver but from the party in charge of roadway maintenance. These crashes can come from:
- Poor road design
- Lack of roadway maintenance
- Storm debris
- Fallen power lines
- Uneven shoulders
- Missing guardrails
- Malfunctioning traffic lights
Why You Need an Augusta Auto Accident Attorney
Car accident costs often exceed hospital and doctor bills. Serious car accident injuries, such as head and spinal cord injuries, often result in time off from work, lengthy hospital stays, surgery, weeks to years of physical therapy, and an overall decrease in quality of life. It requires years of emotional and financial loss. come. Insurance companies often hire attorneys who have determined they won't fully cover your injuries. They may use tactics such as devaluing your losses or denying a valid claim to save money. Downgrade losses or reject valid claims to save money. Please don't let this happen to you.
Georgia Car Accident Laws
When filing an insurance claim or personal injury lawsuit in Georgia, it is necessary to determine the cause of the motor vehicle accident. This is because Georgia is an error-based state. In negligence-based conditions, the person or party that caused the motor vehicle accident must pay for the injury or loss through insurance. If a negligent driver hits you, that driver is responsible for your financial loss through insurance coverage.
Another Georgia car accident law you should be aware of is the statute of limitations for car accidents. The statute of limitations is the period for claiming damages. If you miss the statute of limitations, you are precluded from reclaiming, with some exceptions. In Georgia, he has two years from the date of the car accident to file a claim against the party at fault. However, there is a four-year grace period for claims for physical damage only.
Common Car Accident Injuries
The need to file a car accident claim is often based on the serious injuries you suffered in the collision. Many car accidents inflict life-changing injuries that require expensive medical treatments and care. Common examples of these injuries include:
- Bone fractures
- Skull fractures
- Traumatic brain injuries
- Spinal cord injuries
- Internal organ injuries
- Lacerations and scarring
- Third-degree burns
- Crush injuries
- Loss of limb
- Permanent injuries
- Wrongful death
How to prove a car accident claim in Augusta
According to Georgia's law on negligence-based car accidents, you usually have two options for getting compensation after a crash. You can file a claim against the perpetrator's insurance policy or file a lawsuit against the guilty driver in Georgia Civil Court. If your driver is uninsured, you can also claim compensation under your own insurance, as long as you have the appropriate coverage.
The procedure for recovering compensation is similar to these procedures, but there are some important differences. Both types of claims require you to prove that the other driver's negligence was the cause of your accident and the resulting injury or damage. In most cases, victims file insurance claims first and escalate to litigation if the process fails. However, in some circumstances, you may wish to file a lawsuit from the beginning.
Insurance claims process in Georgia
Georgia requires all drivers to have the following minimum liability insurance: Drivers may choose to purchase higher coverage.
$25,000 for personal injury or death
$50,000 for total injuries or fatalities per accident
$25,000 for property damage per accident
If you are injured by a negligent driver, you can claim damages against his insurance policy up to the policy limit. Once you make a claim, we will assign an expert to your case to investigate the incident. Experts can interview you and other drivers, talk to witnesses, and analyze evidence from crime scenes. You can also negotiate with an appraiser.
At the end of the claim, the expert will determine how the accident happened and whether the policyholder was at fault. Once the adjusters approve your claim, they will present you with a settlement offer that you can accept, decline, or negotiate. If your claim is denied, you may appeal or escalate to litigation.
Best Car Accident Lawyers in Augusta
- Barrios Virgüez
- Burnside Law Firm LLP
- Chris Corley Injury Attorneys
- Chris Hudson & Associates
- David Bell Law Firm
- David Dekle Law
- George Sink, P.A. Injury Lawyers
- Goolsby Law Firm LLC
- Hawk Law Group
- Jackson R. Massey & Associates, P.C.
- Kenneth S. Nugent, P.C.
- M. Austin Jackson, Attorney at Law
- Mike Hostilo Law Firm
- PJ Campanaro Attorney at Law
- Raymond J. Doumar, PC
- Ted A. Greve & Associates, P.A.
- The Hawk Firm
- Tucker Long, P.C.